By Lisa Grazan

I'll always remember January 25, 2010 as the date I officially became a first-time home owner. After the final walk-through with the builder early that morning, I headed over to the seller's office and excitedly signed all the paperwork which would make "106" (my new house number) officially mine. Just think, in exchange for handing over what seemed like an entire checkbook, I acquired a new title! I emerged from the closing eager to assume my new role and start the next chapter of my life.